LendingPoint4.4.60 - App Store

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs.

Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

Version History We've made improvements to payments and account access to provide a smoother, more reliable app experience. 4.4.60 5d ago We've moved to a more secure, passwordless sign-in. Log in with a one-time code we send you instead of a password 4.4.59 Sep 16 This update includes security enhancements to provide a safer and more reliable app experience 4.4.58 Sep 3 We've made security and reliability improvements to provide a safer, more consistent app experience. 4.4.57 Aug 20 Enhanced estimated first payment date messaging for improved accuracy and clarity 4.4.56 Jul 23 We've implemented additional security enhancements to help protect your account and improve the overall security of the app 4.4.55 Jul 16 We're always improving your experience with performance, reliability, and security enhancements. 4.4.54.1 Jul 3 We're always improving your experience with performance, reliability, and security enhancements. 4.4.54 Jul 1 We're continuously improving security to help keep your account and information protected. 4.4.53.1 Jun 20 We're continuously improving security to help keep your account and information protected. 4.4.53 Jun 18 If an offer is not extended, options are provided to better match your needs 4.4.52.1 Apr 22 Making it easier to connect your bank account when applying for a loan. 4.4.50 Mar 19 Enhancements to improve the customer experience and new flexible options to help eligible customers better manage their finances. 4.4.49 Mar 6 Improved clarity and consistency in loan details 4.4.48 Feb 19 Enhanced security to better protect your account. 4.4.47.1 Feb 10 Enhanced security to better protect your account. 4.4.47 Feb 5 - We've updated your experience to make it more user friendly
- Improved error messaging, for a more user friendly experience
- Improved logging Services
- Banner updates to create a better customer experience
- Bug Fixes 4.4.46 12/18/2025 Improved support for ensuring access to SMS notifications 4.4.45 12/04/2025 Enhanced payment reliability for a smoother, more consistent experience. 4.4.44 11/20/2025 We’ve made your app experience smoother and faster — with visual polish, clearer actions, and overall stability improvements. 4.4.43 11/06/2025 Updates to smooth out and streamline your experience 4.4.42.1 10/28/2025 Updates to smooth out and streamline your experience 4.4.42 10/21/2025 Updates to make your experience more consistent and stable 4.4.41 10/06/2025 Making your sign experience a little easier 4.4.40.1 09/11/2025 We've upgraded your sign on experience to be fast, painless, and easy to manage. 4.4.40 09/08/2025